A self certified mortgage is the way to go if your income’s hard to document. This is generally the case if you are self employed or work as a contractor or freelance basis. Good for you. Except when it comes to getting a mortgage. Because, chances are, your income is carefully tailored for tax purposes, or you cant come up with the right trading accounts. You are not alone, this is the reason for a self cert mortgage exists.
You are finding it difficult obtaining a mortgage on the high street but you know that paying your mortgage would not be a problem.
The good news is: We can get you one.
The best bit: We won’t send any boys round looking for proof of income that may be hiding under your mattrass or the patio.
You just certify that your income will meet the repayments. It really is as simple as that. As a rule of thumb most lenders can offer you up to 95% of the purchase price. Even if you have arrears in the past. Again similar to many other types of mortgage we can get a provisional acceptance within 24 hours of gathering the needed information to scour the market place for you.
We can offer you a free no obligation search to see the types of self certification mortgage deals that are out there for your circumstances.